​​The moment that a truck driver is involved in an accident, his or her employer initiates a process that is ultimately designed to minimize the financial impact of the incident on both the company and its insurance carrier. You do not realize it, but the driver’s employer will always start one step ahead of you because while you are in a hospital recovering from your injuries, the evidence is being gathered by insurance companies to determine where the weaknesses will lie in your case. The primary reason an insurance company will contact you is to either deny the claim or to limit how much compensation they may be required to provide. Here are some tips to protect yourself.

• Contact a Houston truck crash lawyer as soon as possible. To minimize the lead that insurance companies have on building a defense, you need to retain a legal representative who can act quickly to gather vital evidence and construct your case.
• Contact your own insurance company. Your insurance company will have a vested interest in your case as well. You are required to contact your insurance company following an accident, but you should also be careful about what you say. If your medical bills and other expenses are not fully covered by the damages you collect from the plaintiffs’ insurance companies, it is possible sometimes to have your own insurance company cover the difference.
• When in doubt, just don’t answer an insurance adjuster’s questions. When you explain that you would like to confer with an attorney first, you might be threatened. This is because insurance companies are more likely to take you seriously and to pay higher claims when you are represented.
• Be aware that every word you say is recorded. Adjusters may speak in a friendly manner and act as though they are only trying to help, but the entire conversation you hold will be picked apart by the insurance company’s legal team.