3. List of Information to Collect About the Other Driver’s Insurance Company in a Car Accident
You need the basic information here which can be found on their proof of insurance card. Get the other driver’s:
- Insurance company name
- Insurance company policy number
4. List of Information to Collect About the Other Car Involved in the Accident
- Vehicle Description, Make, Model and Year – Consider taking photos for your own record if it is possible.
- Vehicle registration information
- License plate number
5. List of Information to Collect About the Car Accident or Collision
- Date and Time of the Accident
- Address of the accident, or approximate address
- Road you are on and the nearest cross street
- The direction you were traveling in
- The direction the other car was traveling in
- Take photos from a few angles or sketch a diagram of the crash scene
- What happened (As soon as you can write out your account of what happened, or use your mobile phone to record yourself telling all the details for your own records. It’s easy to forget the details when you are all shaken up from a crash, so recording you talking about it might help).
- Any notes regarding the driving conditions, the weather, visibility
- Any witnesses’ names and contact information
- The name, badge number, and contact information for any police officer who comes to the accident
What Should NOT Be Included in Your Accident Report?
You should never discuss fault with the other party or parties involved. The details of how you feel or what you were doing are not their concern. Even if you feel like you did something wrong, you must not ever accept responsibility or indicate responsibility. This is because there could be many different things that could impact liability. You might have hit the other driver, but they might be in the at fault because they did not yield to you. It is best not to discuss fault until you get a chance to speak with an attorney.
How to File Your Car Accident Claim?
Your insurance agent or the person who you speak to at your insurance company claims phone number, will be able to walk you through how to file your claim after an accident. If your insurance company has an app, you may also have the option to start the claims process there or visit your insurance company website to see if you can fill in the information or follow up on your claim online. Your job in the car accident is to collect the facts and not get involved in any further discussion. If the other party tries to get you to admit fault or suggests you handle things without insurance, collect the information and do not commit to anything. You need to get the information necessary to report the accident, especially considering that in many states you have a legal obligation to report a crash. You can contact your state insurance commissioner or your insurance representative to ask them about the specific laws in your state. Remember at the scene of an accident you do not know the person you are dealing with, you do not know what kind of insurance they have or any of the details, so stick to the facts to protect yourself and make sure you get paid in a claim.
Here’s the information you will need to file a proper insurance claim:
- Information about what happened
- Information about the driver
- Information for insurance
Should I Hire A Car Accident Lawyer?
The answer is short and simple: You should hire a car accident lawyer when you are injured in a car accident. No matter the property damage, severity of injury, or insurance situation–if a moment goes by after you are injured in a car accident when you are physically and mentally able to hire a lawyer, you’ve waited too long. As soon as an insurance company is notified of a car accident, they are figuring out how to devalue your claim. They make a lot of money using this business practice. The only way for you to level the playing field is to hire a car accident lawyer right away. If you hire the right car accident lawyer, you can actually gain the upper hand. If you wait, you’re late. They have a head start and now you have to catch up.
You have a life and you need to live it. Maybe you have a job, or a family to take care of, maybe you are a student with classes and tests. Everyone has responsibilities, so when you are injured by someone else’s driving, you shouldn’t have to take on the responsibility of handling that case on your own. It costs you nothing to have a trained professional handle every aspect of your car accident case. All you should be worried about is treating your injuries and handling your responsibilities. Let a car accident lawyer handle everything else.
Should You Use a Mobile Phone to Take Photos at a Car Accident
With most people having access to mobile phones, and cameras on the mobile phone, as well as insurance companies allowing you to submit claims information using apps or email, you may consider taking photos. This is especially useful for property damage images, images of the positioning of the cars, where they were on the street, etc.
The other party needs your name, address and phone number to give their insurance company, we suggest you take a photo of the other party’s driver’s license. Should you need to file a lawsuit later this could be helpful information to try and find the person later. Remember, when you’re in a car accident, you do not know the other person usually and they do not know you. Always be cautious.
Statistical Information Related to Car Accident
Texas needs extra attention to improve traffic safety and reduce injuries. Below is a list of accident statistics showing factors that need improvement to prevent injuries from car accidents.
- Injuries / Fatalities – In 2017, there were 14,892 serious injuries and 3,722 traffic fatalities.
- Impaired Driving – There were 1,468 alcohol-impaired driving fatalities in Texas in 2017. Texas ranks in the top 10 states nationally for alcohol-related fatalities
- Safety Belts – Texas recorded 984 unrestrained passenger fatalities in 2018, up from 928 in 2017. Texas’ safety belt usage rate for 2018 is 91.34% using the approved survey methodology in TTI’s statewide survey for front seat drivers and passengers.
- Speeding – Of the 3,722 crash fatalities in 2017, 1,029 (27.6%) were speed-related fatalities (FARS).
- The issue of distracted driving is in the news on a state, local, and national level. Communication device misuse includes all forms of mobile phones and digital devices. Texting, talking, emailing, and internet use has become more prevalent.
Damages from A Car Accident
A person can recover damages for their vehicle, medical expenses, and economic loss including missed time from work or missed business opportunities. They can also recover non-economic damages, which are pain and suffering damages. If they are hit by a drunk driver, they may be entitled to further damages. The drivers involved in a car accident are most typically responsible for the damages caused, with the at-fault party and their insurer owing compensation to the other party. The at-fault part is likely the person who caused the accident. When a motorist has acted especially negligently or recklessly and has broken the law, he or she may also be held personally responsible.
If your accident involved an uninsured or underinsured driver, your own insurer may have a duty to cover your costs, depending on the terms of your policy. Your car accident lawyer in Beasley can negotiate with both your own insurer and that of the other party. If an accident involves a commercial driver, the parent company may be liable, in addition to the insurer and the driver himself.
While there are limits to when a government body may be sued, your Beasley car accident attorney can analyze the circumstances that led to your injuries and determine which parties may be liable and how to proceed.
Determining Damages Following A Car Accident With A Lawyer
An attorney will first attempt to determine what damages a person may be entitled to and then look for damages that might not be visible at first glance. Oftentimes, people who handle car accident cases on their own without an attorney miss certain damages that may be important to them and are allowed in their case. Additionally, an attorney can retrieve all medical records and all medical bills. He or she can seek information from the individual’s employer to determine lost wage information and documents the individual’s pain and suffering damages by asking an individual to keep a journal so that they can understand the impact in that life based on the damages. In serious injuries that are life-altering, the attorney can find expert opinions about future medical care, economic loss, and any other damages that an individual may be entitled to when they have been seriously hurt.
Common Types of Car Accidents
Our car accident attorney in Beasley handle all types of vehicle accidents and related liability, including but not limited to:
Consult an Experienced Beasley Car Accident Lawyer
It is important to consult an experienced Beasley car accident attorney as soon as possible if you have been in a car accident. Your car accident lawyer can advise you regarding obtaining and preserving evidence of the crash, including photos of the scene, witness statements, police reports, and road and weather conditions. If you are injured or believe you may be injured, it is best to seek medical treatment immediately to obtain necessary care and to create records of your condition following the accident. Your lawyer can then examine your medical records to determine the damages you are owed.
Our Beasley car accident lawyer are dedicated to helping the injured and their loved ones recover and get back to their daily routine. We understand that being injured in a car accident is an overwhelming experience. At times, some injury victims may not be capable of returning to work for an extended period of time, which can become a burden for the entire family. Our legal team is here to help lift that burden and make sure you receive just compensation. At the Pascoe Law Firm, we believe that no one should be forced to suffer because of another driver’s negligence. Contact our office today for a free case review. Our team is available at all hours of the day and will act quickly to protect your legal rights. For an immediate consultation, call our phone number (713)829-4317
or visit our main car accident
page for more information.